Personal Products
Personal Insurance Products
The range of insurance policies now available which offer protection to Individuals and their loved ones is particularly extensive.
As a whole of market insurance broker, Healthcare FM provide our clients with free, no-obligation advice as to which product and provider is likely to best suit their current and future needs.
Below are some of the most popular policy types which can often be combined to provide an even greater level of protection and cover a wider range of eventualities.
Personal Insurance Policies
Private Medical Insurance (PMI)
Private Medical Insurance (PMI), also known as Health Insurance, is a policy designed to cover the costs of private healthcare, including, if selected, diagnosis, hospital treatment and the latest cancer drugs that may not be available on the NHS. providing prompt access to the diagnosis and treatment you need, avoiding NHS waiting lists and delays.
With access to the ‘whole of market’, there is a wide range of Private Medical Insurance solutions available to suit a variety of needs and budgets, helping protect lives on single, joint, family and child only covers.
Life Insurance
On the event of death, Life Insurance provides your family with financial security for the future, giving you peace of mind, your loved ones and financial affairs are well looked after should the worst happen.
Critical Illness
Critical Illness Cover, should you suffer a named, serious illness stipulated by the insurer, for example, heart attack, stroke, cancer, loss of limb, eyesight, a range of debilitating conditions, will provide you with a tax-free lump sum or a monthly income that helps give you financial security and peace of mind, whether you decide to pay the mortgage off or use the money for everyday bills. One in three people suffer with a critical illness before the age of 65.
Income Protection
Income Protection provides you with a monthly sum, typically 70% of your normal monthly income, should you be off work with an illness, accident, or injury. Most companies these days only offer two or three bouts of sickness pay, or a stipulated limit of sickness cover, therefore, it is not just self-employed people who would benefit from the peace of mind this policy brings. With statutory sick pay barely enough to pay for a monthly food bill the importance of Income Protection can be immeasurable.
Get a Free, No-Obligation Quote Today!
Advising you on the right insurance solution to protect yourself, family or business requires a high degree of experience and expertise. With the ability to access the whole of market and over 20 years’ experience in the industry, 9-years’ as a specialist broker, Healthcare FM can provide a free, no obligation consultation, review, and quote.
A simple, confidential conversation is all that is required so I can conduct a market review based on your individual circumstances, using the information to source the best possible solution to meet your needs and budget. Call me today or fill out the online enquiry form.